Personal Finance

Personal Finance App Ranking Sees Gains, Losses

It’s good to take a look at the books every once in a while and see where things stand. PYMNTS does this monthly with its analysis of apps, including the one featured here: the latest Provider Ranking of Personal Finance Apps.

What did it find? Well, last month’s top three finishers have held onto their positions. There’s some movement elsewhere in the rankings, however, and three movers and shakers have made notable improvements to their scores. 

The Top 5

At the top of the list again is Chime. This app earns a score of 99. 

Just two points back is Stash. This app is the runner-up, as it was last month, with a score of 97. 

Also holding the same position it held last time is Robinhood. This app is ranked third with a score of 93. 

Only a point behind that is Albert Save And Spend Smarter. With a score of 92, this app has moved up a position since last month and now rests at No. 4. 

One point behind that is Mint, with a score of 91. This app has stepped down one level in the rankings since last time. 

The Top 10 

Next up is Acorns, which has moved up two positions since last time and is now ranked sixth. With a score that’s 12 points higher than month — now standing at 85 — this app is also this month’s biggest mover and shaker. 

Close behind with a score of 84 is myWisely Financial Wellness. This app has slipped one position in the rankings, landing at No. 7. Still, it has added seven points to its score, making it a mover and shaker. 

Next up and just a point back is Fidelity Investments. With a score of 83 — 10 points higher than last time — this app is another mover and shaker. It holds the No. 8 spot as it did last time. 

Falling back three positions since last month and landing at No. 9 is Emma Budget Manager. This app has a score of 77. 

Dropping right alongside that contender and now ranked three spots lower than last time is Current. With a score of 70, it closes out this month’s Top 10 list of the Provider Ranking of Personal Finance Apps. 

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NEW PYMNTS DATA: THE TRUTH ABOUT BNPL AND STORE CARDS – APRIL 2022

About: Shoppers who have store cards use them for 87% of all eligible purchases — but this doesn’t mean retailers should boot buy now, pay later (BNPL) options from checkout. The Truth About BNPL And Store Cards, a PYMNTS and PayPal collaboration, surveys 2,161 consumers to find out why providing both BNPL and store cards are key to helping merchants maximize conversion.


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